Become a Habitat homeowner
What are the requirements for partnering with Habitat for Humanity, to become a homeowner?
There are three criteria for qualifying:
Demonstrate a need
Does your current home have health, safety, or affordability issues?
Do you have fewer bedrooms than necessary for the size of your family?
Ability to pay
Are you free of any collections, delinquencies, or bankruptcies?
Are you unable to get a traditional loan to purchase a home?
Does your income fall within 30-60% of the Otter Tail County median family income for your family size? See the chart below.
Willingness to partner
Are you willing to contribute 100 hours of “sweat equity” per adult in the household?
Are you willing to participate in education and training programs?
Qualifying Family Income Levels Table
Butenas family story
Hear Megan and Frank Butenas, 2018 Habitat Family, tell their inspiring Habitat story.